This year's Epiphany was a good deal
harder to meet than last year's. Last year on January 15, Jon received
the job offer that was to bring us into our new life in Pueblo. This year, we
had to face up to the fact that our finances were in a fairly grave state. We
have more debt than I would like, and less ability to make progress toward
repayment than we need. Our month-to-month budget is simply not sustainable, as
we've known for some time. It was a sobering few days, after Christmas, when we
were beginning January at a significant deficit, when my meager paycheck was
halved due to a clerical error (since fixed!) and we still had to come up with
the necessary funds to live, and pay the babysitter.
We took another (generous) family loan,
but Jon and I also had to come together to form a plan. I have a job, but since
we're paid monthly, it didn't help much with January. We've decided that
January will be the crucible which forms our Plan to financial sustainability.
I'm not going to say that we hope to become debt free, because our student
loans are simply not going to go anywhere until either the government forgives
them or our natural death, whichever happens first. But we do need to get our
other forms of debt under control.
I'm laying this all out here because I
need to make the statement, for the sake of my own commitment. 2017 is the year
of Focus; this is my one word for 2017. I made so many positive strides on my
2016 efforts toward "Health." I'm much healthier, mentally and
physically, than I was last year.
For 2017, we have a Plan. The Plan begins
with strengthening our communication about finances and parenting, which we
think will also have the effect of strengthening our marriage. We have a budget
which, if adhered to strictly, will get us through the next few months without
having to use credit- or fall behind on payments. This budget is uncomfortable
(very simple meals, absolutely no eating out, no alcohol, no non-essential
entertainment at all), but so far, we are enacting it. The next stage of the
Plan involves me getting a full-time teaching job. I've recently submitted my
application for a Colorado license, so here's hoping that gets processed quickly.
And if that teaching job does not pay in the summer, I'm going to need a summer
job too.
In the meantime, we are staying Focused
and cultivating gratitude in ourselves and in the children. I worked four out
of five school days last week, so I'm feeling encouraged on that front. But
it's hard to tell your kids "no" so often, from school fundraisers to
meals out to pleasure trips. We say daily "help, thanks, wow" prayers
in which we always remember to thank God for our house, our dog, and our
community. Our daily life really is filled with joy and light! We will stay
Focused on the positives and on our gratitude, even as we live out our
plan.
There have been a couple of reasonably
significant snowfalls this winter. The kids have been sledding three times
already! We were hoping this weekend would be #4, but this system turns out to
be mostly rain.... boo. But please enjoy some pictures from the last storm!
Koopa absolutely revels in snowy romps.
| Koopa loooooves the snow. We've done a lot of off-leash walks lately, since I just cannot run in snow gear or breathe the cold air while I'm exercising. |
The kids are flourishing! Adele's
potty training is improving vastly. Both kids are reading independently. They
love their schools and both have made good friends there.
Leah sent the kids a gift card to
Barnes and Noble, which was just what we needed. Between that and the gift card
from Dad to the Cinemark Theaters (we saw Star Wars and Moana and have at least
one more outing we can take on that!!), we didn't feel like it was such a lean
time after all.
The kids used the gift card to get: Peter
Pan, The Wizard of Oz, and Mary Engelbright's Fairy Tales. Miles has finished
with Peter Pan, and Adele reads at least one fairy tale to herself each night.
I really enjoy my job! There is a
very positive culture at the School for Arts and Sciences. Students support
each other and work together well. I've now worked with all levels except
kindergarten. It's been an experience to substitute for first and second
graders, but I'm finding lots to enjoy.
I haven't been back to Rochester since
May, but Mike Brown has. My old high school (& beyond) friend was back at
our alma mater for an RH Singers reunion event and took a picture backstage in
the theater at the T. S. Eliot quote I'd painted there my graduation year. I
felt like I still had a foot back home, when I saw that it still hasn't been
painted over.
--> We are still in the "exploring" phase.
Lifting up prayers and lighting candles for your year of Focus.
ReplyDeleteWish I could be present for encouragement hug. You probably weren't aware that our family had similar thin years. But your Focus is on good things. Right now, surviving seems challenging and thriving may seem unlikely, but it will come. Much love and prayer!
ReplyDelete